A set of free paycheck calculators covering all 50 states and the District of Columbia, built to be accurate about what it does not know as well as what it does.
Federal tax brackets, the standard deduction and the Child Tax Credit come from IRS Revenue Procedure 2025-32. The Social Security wage base of $184,500 comes from the Social Security Administration's announcement of 24 October 2025. Supplemental withholding and self-employment tax rates come from IRS Publication 15 and Schedule SE.
State rates and brackets for all 50 states and the District of Columbia come from the Tax Foundation's annual survey of state individual income tax rates, reflecting law as of 1 January 2026.
Every page carries a visible date showing when its figures were last checked. When the IRS publishes the following year's Revenue Procedure in late October and the Tax Foundation updates its state table in February, this site is updated against them.
This is the part most calculators omit, and it matters more than the features list.
Local and county income taxes are not included. Ten states have them, and in Maryland, Ohio, Indiana, Kentucky and New York City they are large enough that the state figure alone is misleading. Each affected state's page says so on screen.
Head of household and married-filing-separately fall back to single brackets at state level, because the consolidated source publishes single and joint schedules only. This is exact where a state does not differentiate and approximate where it does. It is the largest remaining accuracy gap on this site.
Fifteen jurisdictions carry an additional on-screen note explaining a specific limitation — Alabama's federal tax deductibility, Connecticut's exemption phase-outs, Arkansas's separate low-income tax table, Vermont's alternative minimum, and others. In each case the note says which direction the estimate errs, because a calculator that overstates your tax and one that understates it are different failures and you should know which you are looking at.
The method used throughout is to estimate annual liability and divide it across pay periods. Employers instead use the IRS percentage method tables together with your W-4, so a single paycheck can differ even when the annual figure is right.
It is not tax advice, and nobody here is your accountant. These are estimates built from published rate tables. Your own situation may involve itemised deductions, credits, multiple states, equity compensation or income types none of this models.
For anything with money riding on it, speak to a qualified tax professional. The purpose of this site is to give you a well-sourced starting figure and to be honest about its limits.
This site is built and maintained by USA Take-Home Pay Calculator. Corrections are welcome and taken seriously — if you find a rate that is wrong or out of date, usatakehomepaycalculator@gmail.com reaches a person.
The site is free to use and supported by advertising. Advertisers have no input into the figures, the rankings or anything written here.